G. Reynolds Sims and Associates, P.C., is a professional corporation that engages in the practice of consumer asset recovery, better known as debt collection. Our firm specializes in the recovery of charged off credit card debt purchased by our client directly from the banks and financial institutions generating the credit cards. We utilize two primary methodologies of recovery: pre-litigation and litigation. G. Reynolds Sims & Associates, P.C., is licensed to practice law only in the State of Michigan, and litigation recovery is limited to the State of Michigan. Your credit terms and conditions may provide for arbitration, and if so, arbitration proceedings if selected may be commenced by this law firm in your State of residence. Our asset recovery specialists are sensitive to the challenges that consumers are facing, and do their best to work out appropriate arrangements to resolve overdue debt. Since our founding, we have successfully provided settlement services to thousands of consumers faced with debt accumulation who are seeking to resolve their personal credit responsibilities and potentially improve their credit ratings.