Karen J. Shvarts is an Attorney at Law admitted to practice in both New York and New Jersey. She has nearly two decades of experience practicing in the area of trusts and estates. Karen advises clients regarding pre-mortem gift and estate tax planning, which includes the use of wills, trusts and gifting to minimize estate and inheritance tax consequences. She has lectured on numerous occasions to accountants and attorneys regarding the preparation of the Federal Estate Tax Returns, State Inheritance Tax Returns and Federal Gift Tax Returns.