Before entering into a costly repayment plan where you must pay a company a percentage of what you owe prior to them settling any of your accounts, call my office to set up an appointment to discuss your options. My primary practice area is Bankruptcy Law. More specifically, I handle Chapter 7 and Chapter 13 cases for individuals and small businesses. Since the Bankruptcy Code changed in October of 2005, I have been handling Bankruptcy cases almost exclusively. Consultation with me is FREE, so don't wait, call and make an appointment today.